YPAY – Finance Ecosystem
Regulated Crypto Payroll Platform

About Us
YPAY is a regulated Australian crypto payroll platform that lets employees allocate part of their salary directly into cryptocurrency alongside their regular pay. It was founded by Val Malinovskiy and publicly launched at the Expand North Star technology summit in October 2025.
Operating under an Australian Financial Services Licence and registered with AUSTRAC, YPAY positions itself as a compliant bridge between traditional payroll and everyday crypto investing.
Products & Services
YPAY integrates crypto allocation directly into payroll processing, removing the need for employees to use separate brokers or exchanges to invest part of their pay into digital assets.








